Residential Loan ProgramsWe offer unique loan programs for your needs Apply Now Conventional Loans This is the most common type of loan. Typically require a 20% down payment. However, we can also make it as little as to 5% down payment (mortgage insurance required). FHA Loans For people with limited credit. The minimum down payment is 3.5%. Jumbo Loans For people living in high cost of living area. Alternative Financing Options This is our specialty. We have various of creative financing options. Hard Money Loans For people want to close deals quick, and for properties with poor conditions. Apply Now